Loan Products

Flexible Loan Solutions

From payroll loans to debt consolidation, we offer tailored financing to meet your needs.

Debt Consolidation Loans

Simplify Your Finances

Combine multiple loans into a single manageable monthly repayment to reduce stress and improve cash flow.

Loan Amounts

Flexible

Features & Benefits

✓ Single monthly payment for all debts
✓ Reduced financial stress
✓ Improved cash flow management
✓ Lower overall interest rates possible
✓ Simplified budgeting

Repayment Terms

6 months – 5 years

Qualifying Requirements

➜ Existing loans to consolidate
➜ Stable employment
➜ Good credit standing

Payout

Within 72 hours (if approved)

Required Documents

➜ Valid ID or Passport
➜ Settlement quotations for all existing loans
➜ Latest payslip (excluding bonus month)
➜ 3 months bank statements

Apply With An Agent

Terms and conditions apply

Top-up Loans

Extra Funds Without Hassle

Access additional funds on your existing loan without a new application. Quick and convenient.

Loan Amounts

Flexible

Features & Benefits

✓ No new application required
✓ Quick approval process
✓ Maintain existing repayment structure
✓ Flexible additional funding
✓ Convenient for emergencies

Repayment Terms

6 months – 5 years

Qualifying Requirements

➜ Existing loan with good repayment history
➜ Eligible based on account standing
➜ Meet current credit criteria

Payout

Within 72 hours (if approved)

Required Documents

➜ Valid ID or Passport

➜ Existing loan account details
➜ Latest payslip

➜ 3 months bank statements

Apply With An Agent

Terms and conditions apply

Lets Do It Loans

No collateral required

Are you looking for financing to improve your home, start a business, or bring your personal projects to life? Our Let’s Do It Loan, with flexible repayment options, is designed to help you achieve your aspirations with confidence.

Maximum Amount

N$ 300,000

Features & Benefits

✓ Flexible payment options (6-60 months)
✓ Variable interest rate at Prime + 2%
✓ Credit default & credit life insurance included
✓ No collateral required

Interest Rate

Prime + 2%

Repayment Term

6 months – 5 years

Qualifying Requirements

➜ Stable employment
➜ Qualifying credit assessment

Required Documents

Completed application form
Original and Valid National Identity card or Valid Passport (not expired)
Latest proof of income / pay slip (without bonus)
Income and Expenditure
Employment Confirmation Letter not older than 5 business days. Both Letshego form signed and stamped by the Ministry’s HR department, or Ministry letter will be accepted. In the case of teachers, a letter signed by the principal might be considered.

Latest 3 months’ original bank statements on Salary Account for existing Letshego customers
Marital Status Declaration / Spouses consent (if married ICOP)
Ante-Nuptial Contract (if married OCOP)
Marriage Certificate and Spouse’s ID / Divorce Letter / Death Certificate if widower / widow
No need for salary switching